I might be too late but i am in need of help. I don't have the money to pay for my chimney to be fixed. I have carbon monoxide coming in my house. I need a chimney liner and my outside chimney is going to fall off my roof and my home owners insurance will not pay for it. My credit is bad and i can't get a loan from my mortgage company. I have no where to go. Can someone please help me? I don't have anyone. My husband has epilepsy, he gets upset and starts having seizures